Mobile Home Park

There are many types and subsets of Mobile Home Parks, ranging from seasonal sites, parks, communities, and more. With over 38,000 trailer parks in the United States ranging in size from 5 to over 1,000 home sites, picking the right coverage for your specific type can be difficult.  Our exclusive Mobile Home Park Program is here to help.

Available Coverages

Property
Coverage for your Mobile Home Park that covers your equipment, utilities, and other assets unique to your Park’s property.
  • No age restriction
  • Replacement Cost / Agreed Amount Available
  • Equipment Breakdown
  • Utilities above and below ground
  • Extended period of indemnity up to 730 days
  • High percentage of Park Owned Mobile Homes ok
General Liability
Many types of claims can arise in your Park. General Liability protects you from instances such as bodily injury, personal and advertising injury, and more.
  • Aggregate limits up to $1,000,000 / $2,000,000
  • $1,000,000 Personal & Advertising Injury
  • 100% Park owned rental available
  • LLC, Non-Profit and Not for Profit available
Inland Marine
Covering moveable types of property can insurance much of your Park’s integrity.
  • Mobile Equipment, Signs, Miscellaneous Tools, Golf Cart, and more
Crime
Don’t wait until it’s too late to insure your park for crime-related expenses.
  • Employee Dishonesty, Money & Securities, Forgery & Alteration
Mechanical Breakdown
Sudden & Accidental, Failure of electrical/mechanical equipment, Panels / Transformers

Commercial Auto
$1,000,000 CSL – Hired & Non-Owned


Umbrella
Limits up to $5,000,000, AM Best “A” VII or better required underlying carrier
 
TRIA (Terrorism Insurance)
Protecting against any potential acts of terrorism to your Park. TRIA may be legally required depending on your location.

Monoline General Liability
Exclusive liability coverage for a certain asset.
 

Monoline Property
Exclusive property liability coverage.

 

Featured Products

Exclusive package product through Fortegra (AM Best Rating A-)

  • Admitted product available in AZ and CA
  • Companion non-admitted product available in AZ, CA, CO, ID, NM, NV, OR, and UT

Exclusive Lloyd’s of London General Liability product (AM Best Rating XV)

  • Available in AZ, CA, CO, ID, NM, NV, OR, TX, UT and WA
Available in the majority of western states.