King has been a leading provider of professional liability insurance for over 25 years. We provide professionals throughout California and the Western states with a wide variety of Professional Liability products with “A” rated admitted and non-admitted insurers. Our non-admitted markets are equally financially sound and well known for those risks not otherwise insurable by admitted markets.
Program Highlights
- Professional Liability for Insurance Agents
- Miscellaneous Professional Liability
- Cyber Insurance
- EPLI Coverage
Available Coverages
- Errors & Omissions. Prepares you to cover any legal fees that might happen if you’re accused of misconduct.
- Cyber liability. Your liable for the online safety of your customers’ sensitive information. Cyber Insurance has you covered.
- Directors & Officers. Help attract great Directors and Officers by protecting them against wrongful act allegations and lawsuits.
- Employment practice liability (EPLI). Protects your organization against employee-related claims.
Insurance Agents – E&O
Territory
- AZ, CA, CO, ID, NV, NM, OR, UT, TX, WA
Guidelines
- Property and Casualty Agents & Brokers
- New Ventures with 3 years experience
- Losses welcome subject to underwriting
Available Coverages
- B+ Insolvency included
- Defense Cost Outside the Limit (up to 1M)
- 1M/1M up to 2M/4M
- $25k Electronic Media included (100k avail)
- Claims Risk Management included
- 12/24/36 Extended Reporting Period
- Supplemental Payment & Disciplinary proceedings (10k) included
- Additional Insured endorsement available
Additional Details
- $1,000 minimum premium for qualified applicants
- $1,500 minimum deductible
Excluded Classes
- 100% Life/Health Insurance Agents
- Third Party Administrators
- Over 35% Long Haul Trucking
Mobile Home Park Insurance
Territory
- Available in the majority of the western states
Property
- No age restriction
- Replacement Cost / Agreed Amount Available
- Equipment Breakdown
- Utilities above and below ground
- Extended period of indemnity up to 365 days
- High percentage of Park Owned Mobile Homes Ok
General Liability
- Aggregate limits up to $3,000,000 / $5,000,000
- $1,000,000 Personal & Advertising Injury
- 100% Park owned rental available
- LLC, Non-Profit and Not for Profit available
Inland Marine
- Mobile Equipment, Signs, Miscellaneous Tools, Golf Cart, and more
Crime
- Employee Dishonesty, Money & Securities, Forgery & Alteration
Mechanical Breakdown
- Sudden & Accidental, Failure of electrical/mechanical equipment, Panels / Transformers
Commercial Auto
- $1,000.000 CSL – Hired & Non-Owned
Umbrella
- Limits up to $10,000,000, AM Best “A” VII or better required underlying carrier