Professional Liability

 

King has been a leading provider of professional liability insurance for over 25 years. We provide professionals throughout California and the Western states with a wide variety of Professional Liability products with “A” rated admitted and non-admitted insurers. Our non-admitted markets are equally financially sound and well known for those risks not otherwise insurable by admitted markets.

Program Highlights

  • Professional Liability for Insurance Agents
  • Miscellaneous Professional Liability
  • Cyber Insurance
  • EPLI Coverage

Available Coverages

  • Errors & Omissions. Prepares you to cover any legal fees that might happen if you’re accused of misconduct.
  • Cyber liability. Your liable for the online safety of your customers’ sensitive information. Cyber Insurance has you covered.
  • Directors & Officers. Help attract great Directors and Officers by protecting them against wrongful act allegations and lawsuits.
  • Employment practice liability (EPLI). Protects your organization against employee-related claims.

Insurance Agents – E&O

Territory
  • AZ, CA, CO, ID, NV, NM, OR, UT, TX, WA
Guidelines
  • Property and Casualty Agents & Brokers
  • New Ventures with 3 years experience
  • Losses welcome subject to underwriting
Available Coverages
  • B+ Insolvency included
  • Defense Cost Outside the Limit (up to 1M)
  • 1M/1M up to 2M/4M
  • $25k Electronic Media included (100k avail)
  • Claims Risk Management included
  • 12/24/36 Extended Reporting Period
  • Supplemental Payment & Disciplinary proceedings (10k) included
  • Additional Insured endorsement available
Additional Details
  • $1,000 minimum premium for qualified applicants
  • $1,500 minimum deductible
Excluded Classes
  • 100% Life/Health Insurance Agents
  • Third Party Administrators
  • Over 35% Long Haul Trucking
Contact: 949-488-2255 / 800-488-4096 Email: PL@kinginsuranceca.com

Mobile Home Park Insurance

Territory
  • Available in the majority of the western states
Property
  • No age restriction
  • Replacement Cost / Agreed Amount Available
  • Equipment Breakdown
  • Utilities above and below ground
  • Extended period of indemnity up to 365 days
  • High percentage of Park Owned Mobile Homes Ok
General Liability
  • Aggregate limits up to $3,000,000 / $5,000,000
  • $1,000,000 Personal & Advertising Injury
  • 100% Park owned rental available
  • LLC, Non-Profit and Not for Profit available
Inland Marine
  • Mobile Equipment, Signs, Miscellaneous Tools, Golf Cart, and more
Crime
  • Employee Dishonesty, Money & Securities, Forgery & Alteration
Mechanical Breakdown
  • Sudden & Accidental, Failure of electrical/mechanical equipment, Panels / Transformers
Commercial Auto
  • $1,000.000 CSL – Hired & Non-Owned
Umbrella
  • Limits up to $10,000,000, AM Best “A” VII or better required underlying carrier
Contact: 949-488-2255 / 800-488-4096 / Fax: 949-488-2259 Email: MHP@kinginsuranceca.com